Accidental Damage Insurance for loss or accidental damage to property

Accidental Damage

Accidental Damage insurance covers sudden or unforeseen losses or accidental damage to property, or loss of function by any cause that is not specifically excluded, or for which insurance may be not available under any other policy.
Damage caused by the following are excluded from Accidental Damage insurance cover:

  • Wear and tear
  • Deterioration with age
  • Wilful or deliberate acts
  • Defective workmanship

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