Fire and Allied Perils
Fire and Allied Perils coverage is extremely customisable.
Policies can be structured to suit, for example, hospitality establishments that are constructed using unconventional materials such as thatch, canvas, wood or local materials. A common scenario for bush lodges, beach lodges or safari tented camps.
Alternatively, a Fire and Allied Perils insurance policy may be structured to suit hospitality establishments that are constructed using standard “brick under tile”. This is typical for country inns, hotels, guest lodges and guest houses.
Fire and Allied Perils cover may also be structured to suit private residences or purpose-built facilities operating as B&Bs. These businesses provide standard services to paying guests, but do not offer activities.
In addition to catering for the owner’s specific requirements, ART’s comprehensive Asset Protection plan will always include insurance cover against natural perils such as fires, storms, wind, cyclones and flooding, including subsidence and landslip. Our standard extensions, which are included at no extra cost, have been developed to ensure that when quick response is needed for a Fire and Allied Perils claim, you are not faced with an exclusions dilemma.
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