SOLUTIONS

Financial Lines

Strategic covers that protect companies and key personnel against exposure changing legislation, crime, financial risk, and liability.
Financial Lines

Unfamiliar threats and shifting landscapes:

Companies now need to re-skin their defences to mitigate risk, liability, and financial loss.
In today’s business landscape, organizations contend with inherent risks from diverse sources, necessitating strong risk management practices to mitigate liability and financial losses.

Despite meticulous planning, risks persist due to factors such as regulatory changes, unforeseen events, human error, and evolving market conditions. The ART financial lines team specializes in tailoring solutions to address your organisations specific requirements.

Together, these insurance solutions serve as pillars of resilience, enabling organizations to navigate the complexities of today’s business landscape with confidence and clarity.

As risks evolve and challenges arise, investing in comprehensive insurance coverage becomes not just a prudent choice, but an essential strategy for safeguarding the future and ensuring enduring success.

“Peace of mind at leadership level”

  • Shields directors and officers from personal litigation risks related to their roles.
  • Offers financial protection for legal expenses, settlements, and judgments, safeguarding individuals and the company.
  • Peace of mind at the leadership level makes D&O insurance a prudent investment for companies.

“Financial protection and risk mitigation”

  • Today, even minor mistakes can result in costly lawsuits and reputational harm.
  • Appropriate cover is crucial for professional service providers, providing essential financial protection and risk mitigation.
  • Helps businesses protect assets, ensure financial stability, and demonstrate commitment, accountability, and professionalism.

“Safeguard against an ever-evolving threat”

  • Cyberattacks pose a significant and rapidly growing threat to organisations worldwide, with businesses ranking this as one of their top risks.
  • Cyber liability insurance offers financial protection, legal coverage, and support, helping organisations mitigate the associated financial and reputational risks.
  • A critical safeguard for organisations of all sizes and industries.

“Extra layer of financial protection”

  • Even robust internal controls and systems are not foolproof, and even trusted employees can still engage in fraudulent behaviour.
  • Crime Insurance offers an extra layer of financial protection against business-related crime, complementing internal controls.
  • Ability to mitigate the impact of fraud or theft means better peace of mind for business owners and stakeholders.

“Designed specifically for Investment Managers exposure”

  • Investment Management Insurance (IMI) is specifically designed as a risk transfer solution for those risks inherently associated with investment and/ or asset management.
  • A single, combined insurance solution spanning Directors & Officers Liability (D&O); Professional Indemnity (PI) and Crime.
  • Combined or separate cover options for fund structures.

The ART of Insurance &
Risk Transfer Solutions

  • Understand your business and needs
  • Design solutions
  • Simplify the process
  • Partner with the best
  • Protect your business and your people
  • Support you every step of the way