Hospitality & Tourism

“Protect the assets that make your business possible”

• Whether it’s your buildings, your vehicles, your equipment or your boats – the correct insurance allows your to replace or reinstate to get your business back on its feet.
• Business Interruption cover mitigates financial losses stemming from covered events that disrupt regular business, compensates for ongoing expenses and lost income until operations recover to pre-damage levels.

“Mistakes happen, mitigate the consequential damages”

• When responsible for guests lives and property, even minor mistakes can result in costly lawsuits, damages and reputational harm.
• Whether it be general public liability or liability linked to more specific activities such as motor, marine craft or tourism specific activities, we design liability cover around your business.
• You focus on the risk mitigation to prevent an unforeseen event, our liability covers protect your business if it inevitably does happen.

“Life-threatening emergency”

• Despite great risk management plans and execution, accidents happen and people get ill. The more remote the higher the risk.
• Ensure your guests and staff have access to medical evacuation to give them the best fighting chance.
• Covers a life-threatening medical emergency and/or where local facilities are not suitable to treat a medical condition.
• Access directly to ART24 - our 24/7 Critical Incident control room and experts to manage the incident from start to finish.

“Protect the heart and soul of your business”

• Looking after your team provides business continuity and drives staff engagement and great service.
• Whether it be group medical insurance, group life cover or group personal accident, our team can work with you to find a solution that balances benefits with budgets.
• We developed the Ranger Protect product to enhance the well-being of Africa’s rangers and their families by providing adequate insurance cover in the event of injury or death. We have partnered with The Game Rangers Association to offer this unique 24/7 product for rangers across Africa, ensuring cover even when they are off duty.

“Protection for ever-evolving risks”

• Hospitality and Tourism companies are a target for cyber attacks due to the volume of sensitive information that is held on servers. A cyber liability policy is a crucial part of your risk mitigation strategy.
• Even robust internal controls and systems are not foolproof, and even trusted employees can still engage in fraudulent behaviour. A commercial crime policy covers you for your financial losses through internal or external fraudulent activity.