Structured Solutions

Political Risk Insurance (PRI) policies protect the balance sheet if a governmental intervention impairs a client’s financial interest in an asset or investment located in a high-risk country.

• Authorised financial institutions such as insurance companies provide bonds and guarantees as financial tools to help improve credit risk in transactions.
• Bonds and guarantees insure against the failure of an individual or organisation to fulfil a commitment or financial obligation.

• Non-payment insurance is also known as Credit Risk Insurance can protect banks and other financial institutions in case of failure of the borrower to pay back loans.

• Non-Payment Insurance (NPIs) policies are contracts issued by insurance companies to institutions seeking a form of credit risk mitigation for their liabilities to third parties (such as financial obligations under a credit facility). NPI policies can protect lenders by insuring the Credit Risk and better manage their increasingly expensive capital.

• Can be structured to serve a variety of organisational entities, such as:
  
  
  • Private banks / financial institutions
  • Sovereign or state-owned entities
  • Project specific SPV’s
  • Private and multinational companies

In addition to act as a risk mitigant, insurance functions as a stop loss arrangement to enable insurers to assist the banks in obtaining capital relief and leverage the banks credit limit on the obligor.

Trade Credit Insurance shields a company’s cash flow or debtors’ book against failures or non-payment by customers, including consequences from both import and export commerce.

Our products focus on mitigating transactional default across all sectors in the following areas:

• Receivables financing (supply chain)
• Trade finance
• Commodity trade finance & structures debt financing
• Export finance
• Specialised lending
• Acquisition finance
• Infrastructure finance
• Project finance